We have a solution for you if:
- You are in a CHAPTER 7 Bankruptcy
- You are in a CHAPTER 13 Bankruptcy
- You have a DISCHARGED Bankruptcy
Idaho Credit Express has been helping people get back on the road to re-establishing their credit for the last 15 years. This includes open Chapter 7 & 13 bankruptcies, discharged bankruptcies, multiple bankruptcies, foreclosures, tax liens, repossessions, collections and judgments. Whether this is due to medical bills, divorce, loss of your job, or just a financial hardship, we can help. We work with people who have no previous credit, good, fair, or even bad credit history. We also offer financing options with no money down.
We have established relationships with many lenders that other dealers are not able to offer. This allows us to offer you the lowest rates, best quality vehicles and more financing options. These lenders are reputable and report to all credit bureaus so you can begin to re-build your credit. Starting the process is simple. It only takes a few minutes to fill out the secure finance application. We will have a member of the credit team contact you that same business day. If you are more comfortable contacting a team member directly, please call us at 1-888-711-8189.
No one understands your situation better than us. You can expect to deal with a friendly and professional consultant that will meet one on one with you to review your personal situation and circumstances. We will take the time to explain your options and answer any questions that you may have.
One of our specialties is arranging competitive financing for people in open bankruptcies. Now is the time to start re-establishing your credit. In most cases when you keep your current vehicle, it will no longer report on your credit bureau. This will only delay the process of re-establishment. One of the advantages of buying a vehicle with Idaho Credit Express is that we offer the rate reduction program for qualified applicants. This program allows you to reduce your interest rate every 3 months as long as your payments are made on time.
Idaho Credit Express has one of the largest selections of quality vehicles. This includes: Chevrolet, GMC, Buick, Ford, Dodge, Chrysler, Jeep, Toyota, Honda, Subaru, Nissan, Hyundai, Kia and many more. We look forward to assisting you!